Terms of Service

## Terms and Conditions SendMoney is a service of SendMoney, LLC a company affiliated with Miron Enterprises, LLC, one of the largest ethnic telecommunication providers in the world based in Atlanta, Georgia. ## General terms of use By visiting and shopping at SendMoney you accept these Terms and Conditions. The use of this website is expressly conditioned on your acceptance of all terms and conditions stated herein and any other place on this website. DO NOT USE THIS WEBSITE OR ANY SendMoney PRODUCT OR SERVICES if you do not accept all the terms and conditions stated herein and at other places (including but not limited to: Frequently Asked Questions, Privacy Policy) on this website. It is a federal AND state offense to purchase any product or service by fraudulent means. Products and/or services purchased on this website shall not be used for any unlawful purpose. By using our website, you represent that you are at least 13 years old. Persons who are at least 13 years of age but under the age of 18 may only use our Websites with legal parental or guardian consent. Accordingly, you agree that you are at least 18 years of age or older or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, representations and warranties set forth in the Terms and Condition; otherwise, please exit the Website. By using SendMoney's services the user accepts the rates, terms and conditions identified on this website. SendMoney may change or modify the Terms from time to time without notice other than posting amended Terms on this Website. SendMoney reserves the right to change, modify or discontinue, temporarily or permanently, the Website (or any portion thereof), including any and all content contained on the Website, at any time without notice. You agree that SendMoney shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website. Whenever you provide us information on our Website, you agree to: (a) provide true, accurate, current and complete information and (b) maintain and promptly update such information to keep it true, accurate, current and complete. If you provide any information that is, or we have reasonable grounds to suspect that it is, untrue, inaccurate, not current or incomplete, SendMoney may without notice suspend or terminate your access to our Website and refuse any and all current or future use of our Website (or any portion thereof). Please select a password that would not be obvious to someone trying to guess your password, and change it regularly as an added precaution. Furthermore we recommend you use a different password from the email account as an additional security measure. You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification. You should make every effort to safeguard your account data. SendMoney is not responsible for lost or stolen account data or unauthorized use. You agree to immediately notify SendMoney of any unauthorized use of your password or account or any other breach of security. Credit/debit card fraud is a criminal offense. At SendMoney we use automated and manual systems to confirm proper credit card authorization, including having SendMoney representatives call persons who have signed up for SendMoney services. We also track every transaction. Information related to fraudulent transactions, including but not limited to IP addresses, detailed transaction records and email addresses is collected. The information will be provided to appropriate law enforcement officials consistent with applicable law when required to assist in the prosecution of any persons attempting to commit fraud on SendMoney websites or in using or accessing SendMoney services. SendMoney is the sole owner of the information collected on this website. We will not sell, share, or rent this information to a third party for marketing or any other purposes. We collect, retain, and use only the information that is necessary for you to administrate your SendMoney account to enforce our rights under these Terms and Conditions, or as otherwise required by applicable law. SendMoney does not store credit/debit card information. SendMoney websites communicate over Secure Socket Layer protocol to ensure protection of your personal data. SendMoney however shall not be responsible for the security of your data or for fraudulent use of credit card to make purchases on this website, nor shall SendMoney be obligated to make refunds or to provide any compensation where such fraudulent use occurs. SendMoney is committed to customer satisfaction and offers 100% money back guarantee. SendMoney will refund the amount for any unused product to any customer who is dissatisfied with its services. The refund policy applies only for claims received by SendMoney within 60 days of the purchase date of the affected product. Any promotion or discount applied to an order for which a refund is provided will be deducted from the amount of the refund. By calling our Customer Service you agree that the call may be recorded for quality assurance or training purposes. SendMoney THE SERVICE AND SOFTWARE, IF APPLICABLE, IS PROVIDED "AS IS" AND MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, WHETHER BY FACT OR BY OPERATION OF LAW, IN CONTRACT OR TORT, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR USE OR PURPOSE OR REGARDING THIS WEBSITE, THE ACCURACY OR COMPLETENESS OF ANY INFORMATION PRESENTED IN THIS WEBSITE, OR ANY PRODUCT OR SERVICE SOLD OR PURCHASED THROUGH THIS WEBSITE. SendMoney may discontinue, change, or suspend any aspect of the website at any time. SendMoney may change, discontinue or suspend the availability of any database, content, feature, or product of the website. In no event shall SendMoney, its employees, officers, representatives, service providers, suppliers, licensors, and agents be liable for any direct, special, indirect, incidental, exemplary, punitive or consequential damages, or any other damages of any kind, including but not limited to, loss of use, loss of profits, or loss of data, whether in an action in contract, tort (including but not limited to negligence), or otherwise, arising out of or in any way connected with the use or inability to use the websites. **BY ACCEPTING THESE TERMS AND CONDITIONS, YOU ARE AGREEING TO RESOLVE ANY DISPUTE WITH US AS SPECIFIED BELOW THROUGH BINDING ARBITRATION AND TO WAIVE YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN ANY CLASS ACTION SUIT.** **CLASS AND MASS ACTION WAIVER.** YOU HEREBY WAIVE WITH RESPECT TO ANY DISPUTE: (I) THE RIGHT TO PARTICIPATE IN A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE ACTION IN ARBITRATION OR IN COURT; AND (II) THE RIGHT TO JOIN OR CONSOLIDATE CLAIMS WITH CLAIMS OF ANY OTHER PERSON. **JURY TRIAL WAIVER.** TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND SendMoney AGREE TO WAIVE THE RIGHT TO A JURY TRIAL. **GOVERNING LAW.** ANY DISPUTE SHALL BE GOVERNED BY THE LAWS OF THE STATE OF GEORGIA, EXCLUDING ITS PRINCIPLES GOVERNING CHOICE OF LAW. ## Termination of service — Unacceptable use of service When using SendMoney, you also agree to comply with our usage policy. Therefore, here are some specific things that we don't want you to use SendMoney for, including, but not limited to: * Illegal, abusive, threatening or fraudulent purposes * Harassing, defamatory, slanderous, deceptive, indecent, or otherwise offensive uses * Sending mass unsolicited messages or other types of abusive automated communications * Attempting or helping other people in any of the activities mentioned above We reserve the right to update the list of unacceptable uses and to act immediately and without notice to restrict, suspend, or terminate your use of the service. ## Contact If you have any questions about these terms, you may contact us at: SendMoney - United States 4780 Ashford Dunwoody Rd, Suite A236 Atlanta, GA, 30338 United States